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Insurance to Cover Your Assets
As an independent insurance agency, representing several of the nation's leading insurance underwriters, we have the resources and experience to know where to go for the most appropriate insurance coverage each client needs to protect its unique assets.
We are agents for The Chubb Group, Fireman’s Fund, The Hartford, Utica National Insurance Group, among others. We are licensed in New York, New Jersey, Connecticut, Florida, California, Massachusetts, Pennsylvania, Rhode Island, and elsewhere.
Our strategy for developing an insurance coverage portfolio – one that will provide not only adequate coverage, but the right coverage - involves taking the time to develop a profile on each client so as not to overlook or unnecessarily over-insure any aspect of his or her personal or professional life. We want to control insurance costs just as much as our clients do, but without making costly mistakes when insurance is most needed. And consistently, we have been able to get claims paid where others have failed.
Blanket insurance coverage; not blanket recommendations
We take the time to analyze each client’s needs. As a result, we exceed in offering insurance coverage options and alternatives on a case-by-case basis. We design plans that combine varying levels of risk retention – the deductible – and risk transfer – the part covered by insurance. (We also try hard to speak in terms that everyone will understand, not just insurance agents!)
And when there is an insurance-related problem, we are ready to respond. We pride ourselves in successfully negotiating a high level of claims collection for our clients through a sophisticated, computer-based system that is secure in maintaining our clients’ privacy, pays close attention to detail, and documents each transaction.
Each client’s file is accessible by all authorized members of our team in the event that the Principal personally representing the insured is unavailable. This management approach has earned us a highly respected reputation with insurance carriers and claims administrators.
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